Are you looking for an easy way to check pf balance or EPF balance status, then this article will show you how to do it. This article will cover all about how to check pf balance online and offline.
Employee Provident Funds also are known as the provident fund is a major savings scheme that is followed by the millions of salaried people in India. Every month an approximate 12% of the basic salary gets contributed to the EPF account.
An equal percentage of the same is contributed to the account by the employer. It is the largest retirement saving scheme in India and it is supported by the Government of India. The UAN can be used to link the single PF account as well as multiple PF accounts.
Until a few years back finding out the status of your EPF account was not an easy task. However, since the government departments are computerized, now the employees can see the latest information regarding the EPF account.
Now the EPF balance is available via online statements and the subscribers to the messaging service can also get the information via SMS as well. The employee can see the EPF balance till the last contribution.
Register yourself at the UAN website and benefit from the SMS service to get the information about the EPF account status every month and the EPF Balance.
PF balance check with UAN number
Checking the balance of the PF account is the most common way to keep track of the PF account and contribution getting updated in the same on a timely basis.
Nowadays, everyone has the UAN and you can use this to track EPF account.
There are multiple tasks related to the EPF that can be performed at the UAN website. The UAN number is a unique number given to the employee provident fund members (EPF).
The UAN portal gives the opportunity to the EPF account holder to download the digital passbook and the account statement. The passbook contains the important information about the EPF Balance.
Download your EPF Passbook from the Website Portal of UAN.
There are different facilities available on the UAN portal. Amongst them is the facility to download the PF passbook, the passbook has the following information mentioned in it.
The passbook of the UAN, not only gives the information pertaining to the PF balance. Also, regarding the entire EPF contribution and the balance on every month end. The information displayed on the passbook is similar to the bank account statement. In order to benefit from such services, you need to make sure of few tasks to be completed in time without fail.
In order to get the PF account statement and inquiry through UAN Passbook first, you need to activate the UAN account. Once the activation is done you can then log into the account anytime. You must remember the UAN Password and number. You must access the EPF dashboard on the EPF Portal and download the EPF passbook.
If you are visiting the member portal then the website gives you the link for downloading the passbook. Get familiar with the PF Balance and the employer contribution as well.
Download the EPF Passbook from the Member Website Portal.
The employees accessed and downloaded their EPF passbook from the EPF passbook before the UAN Portal was introduced to the public in general. If you want to download the member portal on UAN network is easy to operate.
Below mentioned are some key points to understand this well.
The member’s portal sometimes is faced with the technical snags and the portal goes down. Therefore, it is imperative to access the UAN portal that is more user-friendly and does not have any technical problems.
It is an easy process the UAN registration is important and necessary. If you are thinking how to check my
Missed Call Service for the EPF.
This is a simple and the easiest way to check the PF balance account. All you need to do is to give the missed call to the designated number.
Within few minutes you can receive the SMS would tell you about the latest EPF balance. The service is absolutely cost-free; you can save the below-mentioned phone number and save the same in your address book.
Inquiry Number to Check PF Balance - 011+2290-1406 (Missed Call Phone Number).
When the number is dialed after two rings the call disconnects and a few minutes later you would get an SMS from the EPFO.
The SMS received contains the following information.
This method is effective in getting precise and important information instantly without any room for information theft or compromise. Provided there is anything wrong the information entered must get corrected ASAP.
You can send an SMS and get a reply via same to check your PF account status. Get the latest information about the PF Balance Check.
Send SMS to Check PF Status.
Instead of sending the missed to check the EPF balance getting the information for the EPF Balance Check via SMS is an effective alternative for the employee.
Checking the information regarding the EPF Status via SMS is similar to the missed call. However, in this service, you have the option to get the information in the regional language.
The service is especially useful when the person is unable to place a phone call.
If you want to does EPF Balance check via SMS? Then send the SMS in the specific format.
The format of SMS to Check EPF Balance is – EPFOHO UAN ENG.
The number to Receive SMS of EPF Balance – 7738 299 899.
As a Smartphone user, you can download the EPF mobile app and check the status online.
Download the Mobile App for EPF.
The EPFO has launched the mobile application that can get downloaded easily. The app provides important information about the PF account status and you can activate the UAN through this App. The same app can get used by the employer and the employee.
The employer can check the status of their PF contribution and the pensioners can check the EPF pension status. You can download the EPF app from the app store such as the “Google App Store".
If all other options fail for you, then you can check the PF balance for the same online. After using these methods, you must know about the ways to keep track of your retirement savings as per the EEPF account.
UAN Based Member Passbook Download Page.
This portal is separately provided by the EPFO to download the member passbook. A while ago UAN portal was down for a long time, this portal was working for a long time. The member page is designed to only to download the EPF passbook. Once you get the passbook you can get to know the balance and much more.
Only registered members of the UAN portal and EPF portal will be able to download the passbook. You will get the passbook one day after the registration done on the member portal.
It is advisable to keep a tab on the PF account since it is a valuable retirement saving. The savings are important for the testing times since they offer financial backup.
Sometimes, the employers avoid depositing the PF remittance; the employer must contribute to the EPF account for its growth. Without employer’s contribution, it is impossible to grow the EPF account. Furthermore, things can get difficult if the business shuts down. It is crucial to know the status of your PF balance.
Once you have checked your PF balance account you might be surprised to know about the actual amount compared to the amount expected by you. Normally, people get surprised to know their PF Account Balance is less than anticipated. There are many reasons for a low EPF Balance on the Account.
There are plenty of apprehensions people have about making savings in the provident fund. Below mentioned are some of the myths and explanation for the same.
Provident fund scheme is a government backed schemes that offer savings with interest on the same to the salaried person. At the age of retirement, the retired employee can withdraw the money with interest earned on the savings.
In the EPF scheme, the both employer and employee contribute an equal amount of the money. Whereas, under the Pension Scheme the employer deducts a certain percentage of the employee’s salary that is contributed every month by the employer.
Many people wonder if anything happens to them whether their spouse, family or the next of kin will have the adequate support or not. Whereas, the truth is in the provident fund the nominee will have the benefit of the EPF scheme savings of the salaried professional.
The deductions usually happen under the EPF Scheme and the EPS Scheme from the salaried person’s income. Therefore, when the claim is put on the money the EPF scheme amount is reimbursed. Whereas for the pension scheme there are separate department and separate terms and conditions to be filled.
The EPF Scheme has the Tax Benefit; it does not have any type of the taxes getting levied on the same. The employee’s contribution is the taxable income. Whereas, the employee can show the saving under section 80C and save taxes on the same. Apart from the common myths and understanding the same. It is also important for us to understand the benefits of the employee provident fund scheme.
The EPF scheme has clear mandates about business owners making an equal contribution to savings in the EPF accounts as the employees.
Unlike the private sector investment schemes that may defect in case the market crashes or the company shuts down. The government scheme of Employee provident Funds guarantees the security of the sum of money to be given to the salaried employee in case of the claim or the retirement age, etc.
Most of the organizations offer loan against the provident funds as security on reasonable rates offered to the employees.
Any business that has more than 20 employees must start making the contributions to the employee provident funds.
The savings done under the EPF scheme earns interest and eventually grows to a reasonable amount. This offers reliable financial security to the employee after retirement.
I hope you like this article. I have tried to cover everything about checking EPF and
Note: As of 28th April 2017, you can withdraw your EPF fund on the grounds of medical illness or purchase of medical equipments without even requiring the medical certificate.
Hi all, i am Ankur Aggarwal – Digital Marketer, Entrepreneur, Traveler, Blogger, Foodie and blah blah blah :D. Have been blogging since 2010. In 2016 I scored 99.2 percentile in XAT Exam for MBA, left that to pursue my Online business dreams. The purpose of ankuraggarwal.in is to pass on 100% accurate and genuine information on Learning Digital Marketing Online. Know more about me here: About Ankur Aggarwal
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